Developer Reference Docs

iCG Process API facilitates the integration of different payment processors. It includes all the methods that are needed to process transactions using the different processors based on the merchant configuration

This product is primarily for Merchants. While not using the product directly, they can now potentially onboard through a faster and more automated system.

You can able to access the endpoints of the following operations in Process API.

 

• Holding Transactions
• Invoices
• Merchants
• Reconciliation
• Rtp
• Rtp Transactions
• Settlements
• Settlements Reports
• Settlements Reports Groups
• Tokens
• Transactions

iCG Authentication Service

iCG APIs are secured by OAuth 2.0 ROPC grant type. The external application must obtain user authorization before it executes an endpoint call incase this API chooses to use OAuth 2.0 ROPC Grant. This authorization includes the following steps:

• You must first exchange the user's credentials for an access token.
• The access token is an object containing information for authorizing client requests and refreshing the token itself.

The end-to-end authorization request is represented in the below diagram.

sequenceDiagram
    participant Merchant
    participant ICG (token URL)
    autonumber
    Merchant ->>ICG (token URL): Client ID, username, password
    ICG (token URL)->>Merchant: id_token, access token, refresh token

The above step is to generate access token using the iCG provided Client id and with Merchant's user credentials.

Key Request Parameters

Once you receive the Client ID, and the user credentials, the next step is call the OAuth 2.0 ROPC endpoint to generate the access token.

Sample cURL Request

curl -X POST \

--url 'https://auth.icheckdev.com/Login' \

--header 'Accept: application/json' \

--data 'grant_type=password' \

--data 'username={USERNAME}' \

--data 'password={PASSWORD}' \

--data 'client_id={iCG APPLICATION AUDIENCE ID}' \

 On receiving the requests, iCG Authorization system validates all the parameters in the request and, if the request pass through the validation process, then it will generate your access token and return it in the response.

Sample Response Body

{
"access_token":"eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9.eyJuYW1laWQiOiJjNjFhY2JhYy02NjA4LTQ3Y2YtYWIxOS0wZWQ2YmY3NTI5MTciLCJ1bmlxdWVfbmFtZSI6IlN1c2VlbGEiLCJlbmNyeXB0ZWRfZW1haWwiOiJGcGJnZ1RqbTNkbXl2cFlWVlVZNnJzcHBDKzcweFIwWGoyeTR1Mm8rc1ZRPSIsInR5cGUiOiIiLCJpc3MiOiJodHRwczovL2F1dGguaWNoZWNrZGV2LmNvbS8iLCJhdWQiOiJmMWZhN2ZmZi05MmU0LTQxMzMtOGQxMC0zNjg2OGM0OTg3YWQiLCJleHAiOjE3MDQ5MDY1MjAsIm5iZiI6MTcwNDgyMDEyMH0.Q03E-HrXto9CBzHcC43qn2wZG5VpUV4hzIfcCuRGWu4"
"token_type":"bearer"
"expires_in":86399
}

The response parameters and their descriptions are:

Benefits of Authentication Service

The Authentication Service is a vital and core service for ICG, as it guarantees users and services have the proper and minimum access required to the resources and services needed. 

The Authentication Service serves as the unique point of customer and service (Application) authentication and authorization to all ICG products, services and resources.

The Service also provides the ability to manage users, services (Applications), roles, permissions (Audiences) and users and services (Applications) access level in a very granular way;. 

This service is based on the industry-standard protocol for authorization OAuth 2.0 ROPC Grant type. It also allows for the implementation of industry standard features like two-factor authentication (2FA). 

To view our list of APIs, please visit the Process API page.