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What is ACH Processing?

Automate Clearing House (ACH) processing, along with Remote Deposit Capture (RDC), makes getting paid more efficient and eliminates the delay of processing paper checks. ACH is a computerized network for electronic funds transfers using the bank’s routing and account numbers for account identification. Settling funds in batches, ACH is especially useful when setting up recurring monthly bill payments for repeated and continued goods and services including mortgage or rent, insurance, and subscription payments. RDC allows merchants to convert paper payment methods into electronic transfers. Together, both methods benefit consumers and merchants.

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